Stop Wage Garnishments in West Memphis Today!

Hire a Trusted Bankruptcy Attorney in West Memphis

Wage garnishments are used by creditors to obtain debts owed to them through your wages-before you have even received them. The order goes straight to your employer, requiring them to hold back the directed amount from your paycheck and send it directly to creditors. Under state law, creditors may garnish up to 25% of your wages. Certain circumstances may allow creditors to take varying amounts while some debts have different limitations. This is why it is so important that you understand your financial situation.

Afraid your wages may be garnished? Need to put a stop to garnishments? Do not hesitate to contact the West Memphis bankruptcy lawyer at our firm. We can carefully review your outstanding debts and guide you in the right direction for your financial future.

Types of Wage Garnishments Bankruptcy Can Stop

Wage garnishments due to the following can be stopped when you file:

• Personal loans
• Consumer debts
• Medical bills
• Certain taxes
• Utility bills
• Credit cards

If your wages have been garnished to pay off debts similar to the ones above, you need to act fast to put an end to it and protect your financial future! That is where DeLoache Law Office comes in. Our firm can assess your situation and help you determine if bankruptcy will help put a halt to your wage garnishment concerns and resolve your debt problems.

Debts That Cannot Be Stopped by Bankruptcy

You cannot discharge or halt garnishments for these issues with bankruptcy:

• Child support payments
• Income taxes
• Defaulted student loans

However, some factors may allow for those debts to still be discharged. For example, if certain tax debts are older than a certain age, they may be eligible to be discharged through the bankruptcy process. Overall, bankruptcy can help you halt most wage garnishments, making it a viable option for those facing serious wage garnishment. Before filing, you should consult with our West Memphis bankruptcy lawyer to determine if this is the best option.

Understanding Wage Garnishments in West Memphis: Local Insights & Resources

Living in West Memphis can sometimes bring financial challenges, including the risk of wage garnishments. The local economy, shaped by industries and the cost of living, can make managing debts difficult. If you’re worried about garnishments, know that you’re not alone. Many residents face similar struggles, and understanding your rights is essential.

Local Resources for Financial Support

The City of West Memphis and the State of Arkansas offer financial assistance programs for utility bills, medical expenses, and other debts that may lead to garnishments. These local resources can help ease financial pressures and provide guidance during tough times. However, there are instances when these programs fall short, and legal intervention becomes necessary.

At DeLoache Law Office, we understand the challenges facing West Memphis residents. Whether it’s addressing high medical bills or unexpected expenses, our team offers tailored advice to help clients regain financial control. Wage garnishments don’t have to define your life—explore your options today and take the first step toward financial stability.